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Furthermore, customers for this type of strategy could have serious lawful or criminal histories. It is necessary to note that various carriers provide a variety of issue ages on their assured problem plans as low as age 40 or as high as age 80 - final expense meaning. Some will certainly likewise provide greater stated value, approximately $40,000, and others will certainly allow for far better survivor benefit problems by enhancing the rates of interest with the return of costs or minimizing the number of years till a full survivor benefit is readily available